To, IRDA Chief, Chola Chief, Media, IAC, All commonmen with apathy/lethargy and be happy with slavery,
In India u can be a MP even if u r ssc fail but to be a corporate Insurance agent u hv to have post graduate degree. Therefore inspite of being B.Com from Mumbai University ( and of time when education was not on sale by tuition classes) , and with an expirience of 15 yrs of selling insurance, having achieved MDRT, Double croreopati agent , triple crorepati agent, Branch Managers club member etc my Corporate agency of Cholamandlam has been closed by IRDA as they want only post graduates to be corporate insurance agent.
If our most MPs were not scamsters, illiterate, partisan, then even IRDA Chief would not have been IRDA Chief. And with such qualifications of his boss he has framed a rule of this type.
Definitely there was wrong selling by many agents but only due to coaching of Insurance co.s but IRDA has made rule against only agents where as they should have acted against insurance cos. And builders and many others can do what they like there r no norms for them as all top mafias/ politicians/ govt officials are partner with builders. But Insurance cos, IRDA, Ombudsman, Insurance council, Consumer courts all have govt nominees as chief / or those who r govt. pets / pests. So how will they bell their own folks so we see everything happening against Agents and consumers/ policy holders and claimants.
There is no open forum where we can see IRDA pests and vent out ( seeking redressal is high hope).
We were a corporate agent of Cholamanadalam for years. They did not inform that due to the new guideline of IRDA our agency will be terminated and they deceivingly kept accepting premiums from us for our clients. And in Indian conditions clients r most callous and runaways if we ask for premium renewal cheque. I am paying salary of Rs 15K to my assistant who knows not marketing but only does follow up of clients , and insurer who do not issue policies timely, nor issue commission in time and claim nightmare with most co.s specially TPA of United India etc etc.
All these salary and efforts and relations and career of Insurance are nothing for IRDA and Cholamandalam and they have not paid my commission for last over two years. Can I go anywhere??? No as all are chor chor mausere bhai.
This is India where there is no voice for common-men but common-men know not this and instead of supporting Annaji are supporting such govt ( politicians and bureaucrats.).